Swype

Cards

What changed, and why it matters.

Fee changes, earn-rate changes and transfer-partner moves across the cards we track.

Browse by signal

Sorts newest first by default so fast-moving changes stay easy to spot.

Rewards RateLatest
Oct 20, 2026

Sapphire Reserve for Business caps 3X advertising at $1M a year from Nov 15

Chase's product page says social media and search engine advertising earns 3X uncapped until November 14, 2026, then 3X on the first $1,000,000 per account anniversary year and 1X after.

ChaseSapphire Reserve for Business
Why it matters

Only very large ad spenders are affected, but anyone running seven figures of Google or Meta spend through this card should plan a second card for the overflow.

Devaluation
Oct 20, 2026

Amex Business Gold will narrow its ad and wireless 4X merchants on Feb 17, 2027

Business Gold terms say advertising will be limited to Meta, Google, Amazon, Microsoft, GoDaddy and Yelp, and wireless to named major carriers, starting February 17, 2027.

American ExpressBusiness Gold Card
Why it matters

Businesses buying ads through smaller networks or resellers may drop out of the 4X top-two categories — check where your ad spend actually posts.

Offer
Oct 20, 2026

Citi runs a 30% transfer bonus to JAL Mileage Bank

thankyou.com lists a 30% bonus on transfers to JAL, so 1,000 points become 1,300 JAL miles on Strata Premier and Strata Elite. LifeMiles also shows a 25% bonus.

Citi ThankYou
Why it matters

Bonuses like this lower the real cost of an award — if you were planning a JAL or Oneworld redemption, now is a good time to move points.

Devaluation
Oct 1, 2026

Chase moves Hyatt transfers to 4:3 on Sapphire Preferred and Ink Preferred (reported)

Trackers report World of Hyatt transfers from Sapphire Preferred and Ink Business Preferred moved to 4:3 for existing cardmembers on October 1, 2026; Sapphire Reserve cards stay 1:1.

The Points King (reported)Sapphire Preferred / Ink Business Preferred
Why it matters

Hyatt was the best use of Chase points for many business travelers. Holding a Sapphire Reserve card now matters more if Hyatt is your main redemption.

Bank Rules
May 28, 2026

Citi stops accepting applications for Custom Cash

Citi's product page says it is no longer accepting applications for Custom Cash as of May 28, 2026. Existing cardmembers keep their card and benefits.

CitiCustom Cash
Why it matters

Swype no longer recommends Custom Cash to new applicants; Double Cash and Strata are Citi's remaining no-fee ThankYou earners.

Transfer Partner
Apr 19, 2026

Citi cuts Choice and Preferred Hotels transfer ratios

From April 19, 2026, premium ThankYou cards transfer 1,000:1,500 to Choice (was 1:2) and 1,000:2,000 to I Prefer (was 1:4), matching what thankyou.com lists today.

Citi ThankYou
Why it matters

Choice and Preferred were budget-hotel sweet spots for Citi points; compare against Wells Fargo's 1:2 Choice ratio before transferring.

Transfer Partner
Mar 25, 2026

Bilt adds Wyndham Rewards as a 1:1 transfer partner (reported)

Third-party trackers report Wyndham joined Bilt's partner list on March 25, 2026, bringing Bilt to roughly two dozen partners.

AwardWallet (reported)
Why it matters

Wyndham is useful for low-cost U.S. road-trip and team stays; Bilt now reaches it alongside Hyatt, IHG, Marriott and Hilton.