Company purchasing on the cards you already hold

Your team will spend it anyway. Make it count for the company.

Employees ask. Swype checks policy, names the company card, and tracks what it earns.

A demo trip. An employee asks Alfi for a trip to Chicago. It comes to $1,051.42. Three purchases pass policy and the approver clears a $20.00 exception on the fourth. Finance books the flight and hotel on Venture X Business. The company expects 1,620 miles. On the next flight, using points is worth $122 more than paying cash.

Demo company. Sample prices. Nothing is booked.

Today, the company pays and the employee earns.

Today

  1. Employee's own card
  2. Expense report later
  3. Policy checked after
  4. Reimbursed

The points go to the employee.

With Swype

  1. Ask Alfi
  2. Policy checked first
  3. Company card pays
  4. Receipt matched

The points stay with the company.

If an employee still pays personally, they're reimbursed and those rewards stay theirs.

One request. Five steps.

The same Chicago trip, start to finish.

  1. Just ask.

    An employee tells Alfi what they need. Alfi prices all of it up front.

    Every line goes to your policy.

    I need to be in Chicago for the Northwind renewal, Nov 17 to 19.

    • FlightUnited, nonstop$420.00
    • HotelRiver North Suites$390.00
    • Getting aroundRideshare$101.42
    • Client dinnerRestaurant near the office$140.00

    Total$1,051.42

  2. Ask. Approve. Done.

    Your rules check every line. Only the exception reaches a manager.

    Approved lines go to finance.

    • FlightUnited, nonstop In policy
    • HotelRiver North Suites In policy
    • Getting aroundRideshare In policy

    Chris WongSales director

    Needs a yes Approved

    $140.00

    Client dinner: $20.00 over the $120.00 limit

  3. The right card. For the right purchase.

    Swype names the eligible company card. Finance buys with the supplier, and Swype records it.

    The purchase lands in the ledger.

    • Venture X Business840 miles
    • Ink Business Cash420 points
    • Amex Business Gold420 points

    What each company card would earn on the $420.00 flight

    Dana Reyes, finance lead

    • Flight $420.00 Booked
    • Hotel $390.00 Booked
  4. Less chasing receipts. More control over spending.

    Each purchase carries its receipt and the rewards it should earn.

    The miles build the company's balance.

    +1,620

    Capital One Miles, expected. Posted: 0 until the statement closes.

    • FlightUnited, nonstop+840 Receipt matched
    • HotelRiver North Suites+780 Receipt matched

    $810.00 on the company card$241.42 employee paid, reimbursed, no company rewards

  5. Put those points to work.

    Swype prices every flight and hotel both ways, and says use points only when they win.

    When points lose, it says pay cash.

    Next flight to Chicago, Dec 8–10118,750 Capital One Miles

    Cash
    $420.00
    Points
    25,000 + $39.60

    $122

    potential savings, beyond the miles' usual 1¢ value.

    Cash preserved: $380.40, not counted as savings. Sample award price.

A demo company with sample prices. Live award search isn't connected yet, and Swype never charges a card. What's real today

Earn more from what your company already buys.

Spend smarter
The decision comes before the money moves.
Earn rewards
On your cards, in your company's name.
Travel for less
Points go where they beat cash, and nowhere else.

A 50-person sample company

$4,824

in rewards a year, if the $198,000 its employees expense today went on the company's own cards.

Run your numbers

An estimate at cash-out value, before any Swype fee.

Don't take our word for it. Run the trip yourself.

  1. Maria LopezAsks
  2. Chris WongApproves
  3. Dana ReyesBooks and reconciles
Try the demo

About 3 minutes. Policy, card and rewards logic is real. Suppliers, prices and payments are simulated.

Your cards. Your rules.

  • Rules decide, not the AI
  • Checked again before anyone buys
  • Over the limit is never bought
  • No card numbers stored
Security and integrations
What works today, and what's simulated?

Works in a pilot workspace

  • Meal requests through Alfi, checked against versioned policy rules
  • Approvals for anything over the limit
  • Manual fulfillment: an admin buys each approved request on a company card; Swype records it with the receipt
  • Statement matching that confirms each purchase's rewards
  • Card choice and reward estimates from published terms for 33 US cards (15 business)
  • Finance dashboard, CSV export and the savings estimate
  • Travel: live cash fares and hotel rates, and trip requests with the points-or-cash math

Simulated in the demo

  • The demo company, its people and point balances
  • Restaurants, menus and checkout (a labelled sandbox)
  • The business trip's suppliers, prices and bookings
  • Award prices in Travel when signed out (labelled samples)

Built, waiting on credentials

  • Live flight award search: needs a licensed data provider's key and written agreement

Planned

  • Automatic ordering and payment through virtual cards on your own cards
  • Ordering partners for real restaurants
  • Team orders (a prototype today) and rides
  • Trips with several purchases, and spend travelers pay on employee cards, matched to receipts
  • Point balances read from issuer accounts (entered by finance today)
  • Booking inside Swype (today you book with the airline or hotel)

Each piece is detailed on security and integrations.

How is this different from Ramp, Brex or Expensify?

Ramp and Brex give you their own cards. Expensify is built around expense reports. Swype works with the cards you already hold and checks policy before the purchase.

Reimbursement, card platforms and Swype compared
ReimbursementSpend platform with its own cardSwype
Who pays up frontThe employeeThe companyThe company
When policy is checkedAfter the money is spentAt the card terminalBefore the order, on the full total
Which cardThe employee's ownA new card from the platformThe company's existing cards
Who earns the rewardsThe employeeThe company, on the platform's programThe company, on its own card's program

General comparison of approaches; individual platforms differ.

How does Swype decide between points and cash?
It compares the cash price with every way your points could pay, counting taxes, transfer fees, the rewards a cash fare would earn and what the points are worth used directly. Points win only by a clear margin. Live searches show cash fares; award prices need a licensed data source, which is built and waiting on that agreement.
Why keep our existing cards?
You keep their rewards, credit lines and issuer relationships, with no new underwriting. Whether a purchase earns a bonus depends on how the issuer codes the merchant, so rewards stay estimates until your statement confirms them.
How does Swype make money?
Pricing isn't final, and we'll agree it with each pilot company before anything is billed. Swype isn't a card issuer, so it doesn't earn interchange on your purchases.
What happens after we request a pilot?
A person on the team replies by email to set up a short call. If it's a fit, we set up your workspace and policy together. Swype never charges your cards: your admin buys approved requests with the merchant and records them.

Turn everyday spending into your next business trip.

Pilots start with work meals and the cards you already hold.