Swype

Personal card · Wells Fargo

Wells Fargo Autograph Journey Card

5X hotels, 4X airlines, 3X restaurants & other travel; transfers to Avios, Flying Blue and more

Annual fee
$95
Everything else
1X
Cash out
1¢/pt
Swype estimate
1.2¢/pt
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Wells Fargo Autograph Journey Card

What a point is worth

¢ per point · value of 10,000 points

  • Cash out

    Cash, statement credit or gift cards

    1¢$100

  • Swype estimate

    Transfers to airline and hotel partners

    1.2¢$120

Swype ranks this card at 1.2¢ per point — an estimate, not a guaranteed value.

How these numbers work

Cash out and fixed travel rates are what the program pays per point. Issuers show them in your account rather than on product pages, so Swype records the rates reported by the sources below.

Swype estimate: 80% of the lowest independent valuation, rounded down. It assumes you transfer to airline or hotel partners and book typical awards; your result can be higher or lower. Independent valuations for this currency run 1.5¢–1.75¢.

Checked Oct 21, 2026.

How it earns

  • 4X

    5X hotels, 4X airlines, 3X other travel (car rental, cruise, travel agencies)

    Swype applies 4X to blended travel spend; hotels alone earn 5X.

  • 3X

    3X at restaurants

  • 1X

    Everything else

Points per dollar. What a point is worth is shown above.

Transfer partners

Transfers to partners at standard ratios. Partner miles or points per 1,000 card points.

Airlines

  • Aer Lingus AerClub1,000
  • Avianca LifeMiles1,000
  • Cathay Pacific Asia Miles1,000
  • Air France-KLM Flying Blue1,000
  • Iberia Club1,000
  • JetBlue TrueBlue1,000
  • British Airways Club1,000
  • Virgin Atlantic Flying Club1,000

Hotels & rail

  • Choice Privileges2,000
  • Wyndham Rewards2,000

Use these points on a trip

Travel shows flights and hotels Wells Fargo points can book, priced in cash and in points, and whether using them beats paying.

Flights Hotels

Moving these points

Step-by-step transfer paths for the programs this card can reach.

Wells Fargo Rewards

Autograph and Autograph Journey points transfer to 8 airline programs at 1:1 (including British Airways, Iberia, Aer Lingus, Flying Blue, Virgin Atlantic and Avianca) and to Choice and Wyndham at 1:2.

Open Wells Fargo Rewards

Step by step

  1. 1

    Open Wells Fargo Rewards

    Sign in at wellsfargo.com/rewards and choose Rewards Points Transfer (online only).

    wellsfargo.com/rewardsRewards Points Transfer

  2. 2

    Pick the partner and transfer

    Select the airline or hotel program, link your account, enter the amount and confirm. Transfers are final.

    Select partnerEnter pointsConfirm

Flights

  • Avios partners make Wells Fargo points useful for American and Alaska flights.
  • Transfers can be made in any amount.

Hotels

  • Choice Privileges and Wyndham Rewards transfer at 1:2.

Watch for

  • Wells Fargo does not publish a public partner table; Swype's list is from a dated third-party guide.
  • Points are worth 1¢ as cash, so only transfer for awards that beat that.

Popular partners

  • British Airways Club
  • Flying Blue
  • Virgin Atlantic Flying Club
  • Avianca LifeMiles
  • Cathay Asia Miles

Secondary source — confirm in Wells Fargo Rewards before transferring.