Chase Ultimate Rewards
Chase points transfer 1:1 to United, Southwest, Aeroplan, Flying Blue, the Avios programs, IHG, Marriott, Wyndham and World of Hyatt — but only from a Sapphire Preferred, Sapphire Reserve or Ink Business Preferred account.
Step by step
- 1
Combine points into a transfer-eligible card
In Ultimate Rewards, use Combine Points to move points from Ink Cash, Ink Unlimited or Freedom cards into your Ink Business Preferred or Sapphire account.
Ultimate RewardsCombine Points
- 2
Transfer to a travel partner
From the Sapphire or Ink Preferred account, choose Transfer to Travel Partners, pick the program and add your membership number.
Ultimate RewardsTransfer to Travel PartnersSelect partner
- 3
Confirm in 1,000-point increments
Enter the amount in 1,000-point increments, confirm, then book the award with the partner.
Enter pointsConfirm
Flights
- Combine points from Ink Business Cash, Ink Business Unlimited and Freedom cards into your Ink Preferred or Sapphire first.
- Chase Travel bookings are worth 1¢ per point, with Points Boost raising select bookings.
Hotels
- World of Hyatt is 1:1 from Sapphire Reserve cards but 4:3 from Sapphire Preferred and Ink Business Preferred.
- Marriott transfers can take up to about 72 hours.
Watch for
- Transfers move in 1,000-point increments and cannot be reversed.
- Most transfers post by the next business day; some take up to 7.
Popular partners
Partner list from chase.com; Hyatt 4:3 change is reported by third-party trackers (effective Oct 1, 2026).