Swype

Business card · Capital One

Capital One Venture X Business

Unlimited 2X miles on every business purchase, no preset spending limit

Annual fee
$395
Everything else
2X
Cash out
0.5¢/pt
Swype estimate
1.4¢/pt
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Capital One Venture X Business

What a point is worth

¢ per point · value of 10,000 points

  • Cash out

    Cash back (account credit or check)

    0.5¢$50

  • Fixed travel rate

    Cover travel purchases or Capital One Travel

    1¢$100

  • Swype estimate

    Transfers to airline and hotel partners

    1.4¢$140

Swype ranks this card at 1.4¢ per point — an estimate, not a guaranteed value.

How these numbers work

Cash out and fixed travel rates are what the program pays per point. Issuers show them in your account rather than on product pages, so Swype records the rates reported by the sources below.

Swype estimate: 80% of the lowest independent valuation, rounded down. It assumes you transfer to airline or hotel partners and book typical awards; your result can be higher or lower. Independent valuations for this currency run 1.8¢–2¢.

Checked Oct 21, 2026.

How it earns

  • 10X

    Hotels and rental cars via Capital One Business Travel

    Issuer travel portal only

  • 5X

    Flights and vacation rentals via Capital One Business Travel

    Issuer travel portal only

  • 2X

    Everything else

Points per dollar. What a point is worth is shown above.

Transfer partners

Transfers to partners at standard ratios. Partner miles or points per 1,000 card points.

Airlines

  • Aeromexico Rewards1,000
  • Air Canada Aeroplan1,000
  • Avianca LifeMiles1,000
  • British Airways Club1,000
  • Cathay Pacific Asia Miles1,000
  • Etihad Guest1,000
  • Finnair Plus1,000
  • Air France-KLM Flying Blue1,000
  • Qantas Frequent Flyer1,000
  • Qatar Airways Privilege Club1,000
  • Singapore Airlines KrisFlyer1,000
  • TAP Miles&Go1,000
  • Turkish Airlines Miles&Smiles1,000
  • Virgin Red1,000
  • Emirates Skywards750
  • EVA Air Infinity MileageLands750
  • Japan Airlines Mileage Bank750
  • JetBlue TrueBlue600

Hotels & rail

  • Choice Privileges1,000
  • Wyndham Rewards1,000
  • I Prefer Hotel Rewards2,000
  • Accor Live Limitless500

Use these points on a trip

Travel shows flights and hotels Capital One points can book, priced in cash and in points, and whether using them beats paying.

Who can receive transfers: The name on the loyalty account must match the name on the Capital One account. Source

Flights Hotels

Moving these points

Step-by-step transfer paths for the programs this card can reach.

Capital One Miles

Venture-family miles transfer to 18 airline and 4 hotel programs, most at 1:1 — including Turkish Miles&Smiles, Avianca LifeMiles, Flying Blue, Aeroplan and Singapore KrisFlyer.

View Capital One partners

Step by step

  1. 1

    Open rewards for your Venture or Venture X card

    Sign in to Capital One, open your miles card, and choose View Rewards.

    Sign inCardView Rewards

  2. 2

    Choose Transfer Miles

    Select Transfer Miles, pick the partner, and enter your loyalty number.

    Transfer MilesSelect partner

  3. 3

    Transfer and book

    Enter at least 1,000 miles, confirm, and book the award with the partner.

    Enter milesConfirm

Flights

  • Emirates, EVA Air and JAL transfer at 2:1.5; JetBlue at 5:3.
  • You can also erase travel purchases at 1¢ per mile.

Hotels

  • Wyndham and Choice transfer 1:1; I Prefer is 1:2 and Accor 2:1.

Watch for

  • Minimum transfer is 1,000 miles, and the loyalty account name must match.
  • Transfers are final.

Popular partners

  • Turkish Miles&Smiles
  • Avianca LifeMiles
  • Flying Blue
  • Air Canada Aeroplan
  • Singapore KrisFlyer
  • Qatar Privilege Club
  • Finnair Plus
  • JAL Mileage Bank

Partner table from capitalone.com, read 2026-10-20.