Swype

Business card · American Express

Blue Business Plus Credit Card

2X Membership Rewards on the first $50K of purchases each year, no annual fee

Annual fee
$0
Everything else
1X
Cash out
0.6¢/pt
Swype estimate
1.6¢/pt
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Blue Business Plus Credit Card from American Express

What a point is worth

¢ per point · value of 10,000 points

  • Cash out

    Statement credit

    0.6¢$60

    Amazon checkout is about 0.7¢.

  • Fixed travel rate

    Flights booked through Amex Travel

    1¢$100

  • Swype estimate

    Transfers to airline and hotel partners

    1.6¢$160

Swype ranks this card at 1.6¢ per point — an estimate, not a guaranteed value.

How these numbers work

Cash out and fixed travel rates are what the program pays per point. Issuers show them in your account rather than on product pages, so Swype records the rates reported by the sources below.

Swype estimate: 80% of the lowest independent valuation, rounded down. It assumes you transfer to airline or hotel partners and book typical awards; your result can be higher or lower. Independent valuations for this currency run 2¢–2.2¢.

Checked Oct 21, 2026.

How it earns

  • 2X

    2X on everyday business purchases, first $50,000 per calendar year

    Bonus cap: $50,000 a year, shared, then 1X

  • 1X

    Everything else

Points per dollar. What a point is worth is shown above.

Transfer partners

Transfers to partners at standard ratios. Partner miles or points per 1,000 card points.

Airlines

  • Aer Lingus AerClub1,000
  • Aeromexico Rewards1,600
  • Air Canada Aeroplan1,000
  • Air France-KLM Flying Blue1,000
  • ANA Mileage Club1,000
  • Avianca LifeMiles1,000
  • Cathay Pacific Asia Miles800
  • Delta SkyMiles1,000
  • Emirates Skywards800
  • Iberia Club1,000
  • JetBlue TrueBlue800
  • Qantas Frequent Flyer1,000
  • Qatar Airways Privilege Club1,000
  • Singapore Airlines KrisFlyer1,000
  • British Airways Club1,000
  • Virgin Atlantic Flying Club1,000

Hotels & rail

  • Choice Privileges1,000
  • Hilton Honors2,000
  • Marriott Bonvoy1,000
  • Leading Hotels of the World Leaders Club250

Use these points on a trip

Travel shows flights and hotels Amex MR points can book, priced in cash and in points, and whether using them beats paying.

Who can receive transfers: Only into a partner account held by the Basic Card Member or an Additional Card Member linked to the Membership Rewards account. The Additional Card must have been issued at least 90 days before that account is linked. Source

Flights Hotels

Moving these points

Step-by-step transfer paths for the programs this card can reach.

American Express Membership Rewards

Move Membership Rewards points to 16 airline and 4 hotel partners from the Amex rewards site. Best when you have already found award space with Delta, ANA, Flying Blue, Virgin Atlantic or an Avios program.

Open Amex transfer partners

Step by step

  1. 1

    Open Membership Rewards transfers

    Sign in at americanexpress.com, open Rewards, and choose Transfer Points to see every partner with its current ratio.

    Sign inRewardsTransfer Points

  2. 2

    Link your loyalty account

    Pick the airline or hotel program, then add your loyalty number. The name on the loyalty account must match your Amex account.

    Select partnerAdd loyalty account

  3. 3

    Transfer the exact amount and book

    Enter the points you need in the partner's increment, confirm, then book the award on the airline or hotel website.

    Enter pointsReviewConfirm transfer

Flights

  • Most airline partners transfer 1:1; Cathay and Emirates are 1,000:800 and JetBlue is 250:200.
  • Business Platinum cardholders get 35% of points back when using Pay with Points on their selected airline via Amex Travel.

Hotels

  • Hilton transfers at 1,000:2,000 and Marriott at 1:1.
  • Transfers are final — confirm award availability before moving points.

Watch for

  • Statement credits pay about 0.6¢ per point, so transfers to partner airlines usually beat them by a wide margin.
  • Link the loyalty account in advance; first transfers can take longer to verify.

Popular partners

  • Air Canada Aeroplan
  • Flying Blue
  • British Airways Club
  • Virgin Atlantic Flying Club
  • Singapore KrisFlyer
  • Cathay Asia Miles
  • Emirates Skywards
  • Avianca LifeMiles
  • Qatar Privilege Club
  • Qantas Frequent Flyer

Partner roster and ratios read from americanexpress.com on 2026-10-20. Confirm the live ratio before transferring.